var arStates = new Array();
   var s=1;
   arStates[0] = "<option value=\"\">-- Select State --</option>";
        arStates[s] = "<option value=\"0\"></option>";
     s++;
      var arCountries = new Array();
   var s=1;
   arCountries[0] = "<option value=\"\">-- Select Country --</option>";
        arCountries[s] = "<option value=\"0\"></option>";
     s++;